Carmel source photograph

Relocation guide

Moving to Carmel

What it costs, what the weather is like, schools, outdoors and the honest pros and cons, from public data.

Population

100,501

Median age 40.5

Median household income

$134,602

Median rent

$1,607/mo

Median home value

$455,500

Schools

24

2 districts

Summer high / winter low

84° / 19°

Pros

  • Household incomes run 71% above the US median ($134,602).
  • Rent takes only about 14% of the median household income.
  • 75% of households own their home (US 65%).
  • Mild weather in July, August, September, with highs between 65°F and 85°F.
  • 92 parks, playgrounds and dog parks in the city.
  • 40 national forests, lakes and recreation areas within reach.

Cons

  • Homes cost 50% more than the US median ($455,500).
  • Cold winters: January lows average 19°F.

Pros and cons come from comparisons with US medians and the city’s 30-year weather normals; they leave out things numbers can’t capture.

Plan your move

Where in Carmel?

Carmel spans 4 zip codes. Median home values range from $291,100 to $637,500 by zip.

Compare zip codes

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Life in Carmel

Applegate-Johnson Farmstead, Carmel
Applegate-Johnson FarmsteadMarkymapoe · CC BY-SA 4.0
Carmel Monon Depot
Carmel Monon DepotNyttend · Public domain
Carmel Plaza
Carmel PlazaSerge Melki from Indianapolis, USA · CC BY 2.0

See Carmel

Questions

Is Carmel a good place to live?

It depends on what you need. Household incomes run 71% above the US median ($134,602). Rent takes only about 14% of the median household income. On the other hand: Homes cost 50% more than the US median ($455,500). Cold winters: January lows average 19°F.

How much do I need to earn to live in Carmel?

The median household earns $134,602. Rent at the median ($1,607/month) is about 14% of that; a common rule of thumb is to keep rent under 30% of income, which means earning about $64,280 a year.

How many schools are in Carmel?

24 public and private schools across 2 districts. See the schools page for each school’s grades and contact details.

What is the weather like in Carmel?

Highs average 84°F in July and lows 19°F in January. The most comfortable months are July, August, September.

Sources: U.S. Census Bureau, American Community Survey 2019–2023 5-year estimates; NOAA climate normals; NCES schools; OpenStreetMap parks; Recreation.gov.

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